Thursday, July 31, 2014


First, it was robo-signing, now it's robo-stamping! When I appeared in court on a foreclosure matter today, the bank's attorney produced the original note. When I inspected the "original" Note, I realized that the Note had a rubber stamped signature on an indorsement! The bank didn’t waste time having a robo-signer sign it – or maybe Edgar Padilla -- the signor had writer’s cramp. The judge ordered a hearing on this matter.

See below for document.

Redacted Note by anna338

Thursday, July 17, 2014


Two of our clients were scheduled to have their homes sold at foreclosure auctions today, July 17, 2014.  The first involved a recently, widowed woman who just lost her husband to cancer.  The second sale was a home owned by a retired New York City Fireman who suffers from multiple illnesses stemming from exposure during 9/11, including chronic asthma/Rads, Chronic bronchitis/sinusitis, Barrett’s Esophagus, sleep apnea and post-traumatic stress disorder. In addition, the second client’s wife also just had cancer-related surgery.  We were fortunately able to stop both sales! 

Tuesday, July 1, 2014

Second Circuit Rules Homeowners Lack Standing to Enforce Securitized Trust Agreements

For years lawyers have been taking clients’ money to argue that the trusts were void because the banks did not comply with the terms of the pooling and servicing agreement.  We have always told potential clients to save their money because this was a losing argument because homeowners do not have standing to enforce the pooling and servicing agreements.  The Second Circuit has now definitively  decided the issue against homeowners in Rajamin v. Deutsche Bank Nat'l Trust Co.